Finance your commercial solar system and cut your power bills from day one. Most businesses find the savings more than cover the repayments.
Commercial power bills are one of the biggest operating costs for workshops, warehouses, and trade businesses. A well-designed solar system can cut electricity costs by 50–80%. When the monthly savings exceed the loan repayment, your power bill is essentially funding the system.
The key is sizing the system correctly and getting the right finance structure. A balloon or residual at the end can reduce monthly repayments to make the maths work even better — but that needs planning upfront.
☀️ Commercial solar arrays
20kW–200kW+ rooftop systems
🔋 Battery storage
Bundle batteries in same loan
🏭 Warehouse & factory solar
Large rooftop commercial systems
🔧 Workshop solar
Trade workshops, yards, depots
⚡ EV charging infrastructure
Pair solar with fleet charging
📊 Monitoring & management
Include system monitoring in finance
Savings estimates vary by location, tariff, and usage pattern. This is illustrative only. Confirm with your solar installer and energy retailer.
Based on 7.9% p.a. comparison rate. Most commercial solar loans are 5–7 year terms.
| System Value | 3 Years | 5 Years | 7 Years |
|---|---|---|---|
| $30,000 | ~$934/mo | ~$607/mo | ~$466/mo |
| $65,000 | ~$2,025/mo | ~$1,314/mo | ~$1,010/mo |
| $100,000 | ~$3,115/mo | ~$2,022/mo | ~$1,554/mo |
| $150,000 | ~$4,672/mo | ~$3,033/mo | ~$2,330/mo |
Indicative only. Not a credit offer. All finance subject to lender approval.
A financed commercial solar system is business equipment. The interest component may be tax-deductible, and depreciation rules (including instant asset write-off under Div 40 or Div 328 small business rules) may allow significant deductions. Your accountant can confirm what applies to your situation. This is general information only, not tax advice.
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Small-scale Technology Certificates reduce your upfront cost by $3,000–$25,000+ depending on system size and location. A good installer will apply these as an upfront discount on the invoice — meaning you finance less.
We finance commercial solar systems from around 20kW up to 200kW+. The sweet spot for trade business financing is 30–100kW. Smaller residential-style systems under 10kW are less commonly financed as stand-alone equipment loans.
Often yes — for well-sized systems in high-usage businesses. A 50kW system in a busy workshop can save $2,000–$2,700/month in power costs. Financed over 5 years, repayments are typically $1,300–$1,400/month. The net saving from day one is real — though the numbers depend on your location, usage, and tariff.
Yes. Battery storage can generally be bundled into the same finance facility as the solar system, especially if quoted by the same installer. This lets you finance a full solar-plus-storage solution in one loan.
Generally yes, or you need a long-term lease (typically 10+ years remaining) with landlord consent. Solar on a short-term lease is difficult to finance as the asset can't easily be recovered by the lender.
STCs (Small-scale Technology Certificates) and state rebates typically reduce the upfront invoice. A good installer credits these upfront — meaning you finance the post-rebate amount. This can reduce a $90,000 system to $65,000–$70,000 financed.
For systems up to $150,000, low-doc options are often available with recent business bank statements and BAS. For larger systems, full financials — tax returns and P&L statements — are usually required by lenders.
Heavy plant and machinery.
Workshop and vehicle fit-outs.
Mini to large excavators.
Finance a commercial solar system and let the savings fund the repayments.