From forklifts and rollers to concrete pumps and graders — finance the heavy equipment that grows your capacity and wins bigger contracts.
Heavy machinery is often the determining factor in whether your business can bid on larger, higher-margin contracts. A concrete pump opens up pours that can't be done by hand. A grader lets you take on civil works. A crane expands the scope of what you can build.
Equipment finance lets you acquire the right machine now and let it earn its repayments — rather than waiting until you've accumulated the full purchase price in cash.
Based on 7.9% p.a. comparison rate, no balloon. Balloon options are available and reduce monthly figures significantly.
| Machine Value | 3 Years | 5 Years | 7 Years |
|---|---|---|---|
| $45,000 | ~$1,400/mo | ~$910/mo | ~$695/mo |
| $85,000 | ~$2,640/mo | ~$1,720/mo | ~$1,312/mo |
| $150,000 | ~$4,660/mo | ~$3,035/mo | ~$2,315/mo |
| $250,000 | ~$7,770/mo | ~$5,060/mo | ~$3,860/mo |
Indicative only. Not a credit offer. All finance subject to lender approval. Balloon payment options can reduce these figures significantly.
Know your limit. Move fast. Don't miss the machine.
Our finance service is completely free to you. We're paid a commission by the lender — you pay nothing extra for our help arranging your finance.
💡 Tip: For high-value machinery ($200K+), a balloon payment can dramatically reduce monthly repayments. Ask us about structuring options that match your cash flow.
Most heavy machinery used for business — rollers, graders, forklifts, cranes, concrete pumps, compactors, trenchers, telehandlers, scissor lifts, and more. Both new and used are typically eligible.
For applications up to $150,000–$250,000, many lenders offer low-doc options requiring only business bank statements and ABN details. Above this, full financials (tax returns, P&L) are typically needed.
Yes. Auction purchases can be financed in most cases. Getting pre-approved before the auction is strongly recommended — it gives you a clear limit and lets you move quickly on the day.
In most cases, yes. Specialised or niche machines may require more documentation. The key requirements are that it's used for business and there's a reasonable resale market for the asset.
Terms of 3–7 years are typical. Balloon payments are common for machinery finance and significantly reduce monthly repayments. At end of term you can pay the balloon, refinance it, or use the machine's trade-in value where applicable.
Mini-ex to 20t.
Skid steers and CTLs.
Plant and flat deck trailers.
Equipment Finance Readiness Check — 2 minutes. Pre-approval typically within 24–72 hours.