Equipment Finance

Get the Gear. Take the Jobs.
Pay as You Grow.

Equipment finance for Australian trade and service businesses. Utes, vans, excavators, trailers, machinery — get what you need now.

The Opportunity

Don't Let Cash Flow Limit Your Growth

You've got the skills. You've got the work coming in. But you need a second ute, an excavator, a trailer — equipment that earns money every single day you have it.

Waiting until you've saved the cash can cost you years of growth. Equipment finance lets you get the gear now and pay from the revenue it generates.

  • Preserve cash flow — don't wipe out your working capital
  • Get earning sooner — asset starts paying for itself immediately
  • Potential tax benefits — speak with your accountant about deductibility
  • Flexible terms — match repayments to your revenue cycle
  • $0 deposit options available for qualifying businesses
Simple Example

A $45,000 ute, financed.

Equipment cost$45,000
Finance term5 years
Est. weekly repayment~$205/wk
Jobs enabled per week (avg)1–2 extra
Extra revenue / week$800–$1,600

Indicative only. Repayments depend on rate, term and deposit. Speak with your accountant about tax treatment. All finance subject to lender approval.

Calculate Your ROI →
What We Finance

Equipment That Earns for Your Business

From light commercials to heavy machinery — if it generates revenue for your business, we can help you finance it.

🚗
Utes & Light Commercial
Dual cabs, single cabs, ute trays, work-ready configurations. The backbone of most trade businesses.
From ~$189/week est.
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🚐
Vans & Service Vehicles
Cargo vans, panel vans, refrigerated vans, mobile workshop fit-outs. Stay mobile, stay organised.
From ~$175/week est.
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🚛
Trailers
Flatbed trailers, enclosed trailers, plant trailers, tipper trailers. Expand your carrying capacity.
From ~$89/week est.
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🚜
Excavators & Earthmoving
Mini excavators, full-size excavators, trenchers, graders. Take on earthmoving jobs without the upfront cost.
From ~$320/week est.
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🏗️
Bobcats & Skid Steers
Skid steer loaders, bobcats, track loaders, attachments. Compact and versatile for a range of job types.
From ~$280/week est.
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🔧
Tools & Equipment
Power tools, air compressors, generators, laser levels, diagnostic equipment. The tools that make you efficient.
From ~$65/week est.
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🏢
Business Fit-Outs
Workshop fit-outs, shelving, storage, office equipment. Set up your business the right way.
From ~$95/week est.
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🔩
Machinery
Welding machines, CNC equipment, fabrication tools, forklifts, scissor lifts, boom lifts.
From ~$240/week est.
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☀️
Solar & Energy Systems
Commercial solar panels, battery storage, EV charging. Reduce running costs while improving the asset.
From ~$110/week est.
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All repayments are indicative estimates only. Subject to lender approval, interest rate, term and deposit. Speak with your accountant about tax implications.

How It Works

Getting Financed is Simpler Than You Think

1

Complete Readiness Check

Fill in the Equipment Finance Readiness Check — takes 3 minutes. Tell us what you need, the rough price, and a bit about your business.

2

We Review & Come Back

We review your situation and come back within 1 business day with an honest assessment of what's realistic and what lenders suit you.

3

Application Prepared

We help you prepare a strong application — including documents, quotes from suppliers, and the right structure for your situation.

4

Approval & Settlement

Approval can happen in as little as 24–48 hours. Once approved, settlement is arranged and you take delivery of your equipment.

FAQ

Equipment Finance Questions

What equipment can be financed? +
We help arrange finance for utes, vans, trailers, excavators, bobcats, scissor lifts, forklifts, machinery, tools, solar systems, business fit-outs and more. Subject to lender approval and business eligibility criteria.
Do I need a large deposit? +
Not always. Some lenders offer $0 deposit options for qualifying businesses. We help you find the right structure based on your situation — deposit or no deposit. Having a deposit typically improves your approval odds and reduces repayments.
How long does approval take? +
In many cases, approvals can happen within 24–48 hours for straightforward applications. More complex or higher-value finance may take a few days. We help prepare your application properly to minimise delays.
Can I finance used equipment? +
Yes. Many lenders finance used equipment, though there are some age and condition restrictions depending on the type. We'll let you know what's possible for the specific equipment you're looking at.
Will this affect my credit rating? +
A formal credit application typically involves a credit enquiry. We help you understand the process and, where possible, assess your options before a formal application is lodged. Speak with your accountant or financial adviser for personalised advice.
Is this financial advice? +
No. Information on this website is general only and does not constitute financial, tax or legal advice. Business owners should seek advice from their accountant, tax adviser or legal adviser where appropriate.

Ready to Get the Equipment You Need?

Complete the free Equipment Finance Readiness Check — 3 minutes, and we'll come back with an honest assessment within 1 business day.

Equipment Finance Check Calculate Your ROI →

Subject to lender approval. General information only — not financial advice.