Finance your van racking, workshop fit-out, tray body, or toolbox installation. Bundle the fit-out with the vehicle in one clean loan — one payment, one process.
A well-fitted van or workshop isn't a luxury — it's productivity infrastructure. A properly racked trade van can save 30–45 minutes per day in loading and searching. A well-organised workshop bench can cut job turnaround. These things pay for themselves.
The problem is fit-outs are expensive and they're often an afterthought — bought outright after spending the budget on the vehicle itself. Financing the fit-out (or bundling it with the vehicle loan) keeps your cash available and lets you set up the vehicle properly from day one.
A new Transit Custom costs around $55,000. A full Sortimo fit-out adds another $12,000–$18,000. Rather than buying the van on finance and paying cash for the racking, finance both together. Total loan ~$70,000 over 5 years = ~$1,416/month. One payment. Van and fit-out ready to work from delivery day.
Based on 7.9% p.a. comparison rate. Fit-out terms typically 3–5 years.
| Fit-Out Value | 2 Years | 3 Years | 5 Years |
|---|---|---|---|
| $12,000 | ~$544/mo | ~$374/mo | ~$243/mo |
| $25,000 | ~$1,134/mo | ~$778/mo | ~$506/mo |
| $45,000 | ~$2,041/mo | ~$1,400/mo | ~$910/mo |
| $80,000 | ~$3,628/mo | ~$2,489/mo | ~$1,618/mo |
Indicative only. Not a credit offer. All finance subject to lender approval.
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Our finance service is completely free to you. We're paid a commission by the lender — you pay nothing extra for our help arranging your finance.
If you're buying a new van or ute, bundle the fit-out into the same loan. You get one monthly payment, one approval process, and you avoid paying cash for the racking while financing the vehicle.
Yes. If you already own the van and just need the fit-out financed, we can arrange a separate equipment loan. Alternatively, if you're buying a new van, we can bundle both into one combined loan — one payment, one process.
We finance Sortimo, Modul-System, ply-liner and racking systems, drawer systems, side-opening panels, roof racks, and custom-built conversions. If a commercial fit-out specialist installs it and provides an invoice, it can generally be financed.
Yes. A new workshop fit-out including workbenches, tool storage, shelving, compressor mounting, and lighting can be financed as a package. Provide a quote from your fit-out supplier and we'll arrange finance.
Sometimes. Leasehold improvements can be financed, but lenders typically want a remaining lease of at least 3–5 years. If you own the premises or have a long-term lease, fit-out finance is easier to arrange.
Fit-out loans typically range from $10,000 to $150,000 depending on scope. Low-doc options are available up to around $100,000. Larger fit-outs may require full financial statements from your accountant.
Finance the van and the fit-out.
Tray, canopy, drawers bundle.
Finance your trade tool kit.
Finance your van fit-out, workshop, or vehicle conversion. Keep your cash — one loan, one payment.